First Digital

First Digital Card – Frequently Asked Questions & Help

Apply for Your New MasterCard® with First Digital Today!

This FAQ page has answers to the most common questions about how to build credit fast with First Digital, including information on How to Apply. Here you'll find links to information about the program's APRs, feature terms, along with answers to questions about the application process and how the program works to help our cardholders establish credit history with all three of the major credit bureaus. If you've experienced difficulty finding credit because of a poor or inadequate credit score, First Digital may be able to help. Our MasterCard® Credit Card was designed to help individuals gain access to a full-feature credit card even if they’ve been declined for credit elsewhere.

If you don't find the answers to your questions here on our FAQ page, you can always contact us for more information. Be sure to visit our "About the Program" page as well!

The First Digital Credit Card has been designed for customers who may have had credit issues in the past and need to re-build credit or who are just starting out and need to build new credit. We seek to serve the broadest possible set of applicants, especially individuals who are seeking to improve their credit going forward. To be approved for the card, you should be a US resident at least 18 years of age.
First Digital offers a range of credit card products with different pricing options. Please see the Important Disclosures provided in the online application for each First Digital Card for detailed information on APRs, fees, and other costs or click here to see our available cards.
Yes! In order to help our customers advance the accumulation of new information in their credit file, we report all usage and payment activity to all three national credit bureaus every month. NOTE: poor payment performance will negatively impact credit history.
Yes! Just click on the "How to Apply" page to get started! The First Digital MasterCard® program is available to residents of a U.S. state; however, at present, it is not available in New York or Wisconsin.
Our goal is to process applications in three weeks or less. If it has been longer than 3 weeks, and you have received no response from us, please contact us.
Our contact information is listed on the Contact Us page, and can also be accessed by clicking here.
The First Digital MasterCard® Credit Cards are issued by Synovus Bank, Columbus, GA, Member FDIC